All briefings
Articles — Page 12
148 briefings on payments, fintech, and AI money infrastructure.
The GENIUS Act: What US Federal Stablecoin Law Means for Operators
1:1 reserves, monthly attestations, OCC or Fed oversight — what the GENIUS Act changes for operators using USDC, USDT, and PYUSD in US-facing payment flows.
April 2, 2026
Interchange-Plus vs Blended Pricing: When Each Wins and What You Pay
Blended pricing hides the acquirer margin; interchange-plus exposes it. What each model costs, who each suits, and whether switching moves your effective rate.
April 2, 2026
GrabPay, OVO, and Dana: The Wallet Wars in Southeast Asia Payments
Southeast Asia's digital wallet market is fragmenting by country, consolidating by regulation, and being forced open by QRIS and interoperability.
March 31, 2026
PSP Vendor Lock-In: The Hidden Cost of Easy Onboarding
Token portability, file-format lock-in, and termination clauses: where PSP switching costs accumulate. Practical guide to preserving exit optionality.
March 28, 2026
India's UPI at Scale: Infrastructure Realities for Payment Operators
UPI processed 228 billion transactions worth $3.6 trillion in 2025. Here's what the architecture, MDR debate, and global expansion actually mean for.
March 24, 2026
Grab's Financial Services: Margin Is in the Wallet, Not the Ride
Grab's evolution from ride-hailing to financial super-app is the defining fintech story in Southeast Asia — and the unit economics finally support the.
March 18, 2026
Payment Tokenization Beyond PCI Compliance
VTS and Mastercard MDES deliver 6% auth improvement and up to 30% fraud reduction. Most operators are still running PSP-only tokens that deliver neither.
March 17, 2026
Stablecoins for B2B Settlement: Where They Actually Work
Stablecoins are replacing SWIFT in specific cross-border corridors where correspondent banking is slow, expensive, and unreliable. A.
March 14, 2026
PSP Negotiation Playbook: Getting Better Rates After Year One
PSP pricing isn't fixed after signing. Operator leverage after year one and what to actually negotiate: interchange-plus, reserve release, and SLA penalties.
March 11, 2026
USDC vs USDT for Business Treasury: A Corporate Decision Framework
An analytical comparison of USDC and USDT across reserve transparency, regulatory posture, liquidity depth, and on-ramp availability for corporate.
March 10, 2026