All briefings
Articles — Page 11
143 briefings on payments, fintech, and AI money infrastructure.
Japan Payment Landscape: JCB, PayPay, and the Cash-Heavy Market Guide
Japan remains the developed world's most cash-dependent economy, but PayPay's 72.2M users and a rapid digital shift are reshaping the landscape.
April 8, 2026
Working Capital Cost of Payments: Reserves, Settlement Timing, Float
Rolling reserves and settlement timing are capital your PSP holds — not line items. How to calculate the real cost and which contract terms move the number.
April 8, 2026
Chargeback Representment: Why Merchants Lose Money They Could Recover
The average merchant contests fewer than 20% of eligible chargebacks and wins less than half of those. Here's the dispute lifecycle, evidence.
April 7, 2026
USDC vs USDT vs PYUSD vs USDe: The Operator's Issuer Comparison
USDC, USDT, PYUSD, and USDe: reserve backing, regulatory standing, and redemption mechanics compared for acceptance, treasury, and settlement use cases.
April 5, 2026
Cross-Border B2B Payments: What's Still Broken and What's Fixing It
Correspondent banking chains, opaque FX markups, and two-day settlement lags persist in B2B cross-border payments despite fintech's decade-long assault.
April 5, 2026
The Card Acquiring Margin Compression Trap
Pure-play card acquirers face structural margin compression: interchange caps expanding, network fees rising, real-time rails eating volume. Why Stripe.
April 4, 2026
VAMP: Visa Acquirer Monitoring That Replaced VDMP and VFMP
Visa replaced VDMP and VFMP with VAMP in April 2025. The new threshold model, enforcement triggers, and what acquirers and merchants need to do differently.
April 3, 2026
The GENIUS Act: What US Federal Stablecoin Law Means for Operators
1:1 reserves, monthly attestations, OCC or Fed oversight — what the GENIUS Act changes for operators using USDC, USDT, and PYUSD in US-facing payment flows.
April 2, 2026
Interchange-Plus vs Blended Pricing: When Each Wins and What You Pay
Blended pricing hides the acquirer margin; interchange-plus exposes it. What each model costs, who each suits, and whether switching moves your effective rate.
April 2, 2026
GrabPay, OVO, and Dana: The Wallet Wars in Southeast Asia Payments
Southeast Asia's digital wallet market is fragmenting by country, consolidating by regulation, and being forced open by QRIS and interoperability.
March 31, 2026