All briefings
Articles
10 briefings on payments, fintech, and AI money infrastructure.
Understanding PSP Contracts: What Merchants Never Read But Should
A breakdown of the clauses in payment service provider contracts that quietly drain merchant margins — and what to negotiate before you sign.
May 1, 2026
How AI Is Rewiring Payments Infrastructure in 2026
From fraud scoring to dynamic routing, AI is now embedded in every layer of the payments stack. Here's where it's working, where it's hype, and what's coming next.
April 28, 2026
Stablecoins as B2B Payment Rails: The Infrastructure Shift Operators Need to Understand
How USDC and USDT are becoming genuine settlement infrastructure for cross-border B2B payments, and what the custody, regulatory, and FX dynamics mean for operators.
April 28, 2026
PromptPay and the Rise of Real-Time Payment Rails Across Southeast Asia
How Thailand's PromptPay became the blueprint for instant payment infrastructure across Southeast Asia, and what other markets can learn from its design choices.
April 20, 2026
3DS2 and the Authentication Tax: What Operators Are Actually Paying for Fraud Prevention
How 3DS2's challenge flow mechanics, issuer threshold decisions, and liability shift rules create measurable conversion costs that operators need to actively manage.
April 12, 2026
Why Cross-Border B2B Payments Are Still Broken (And What's Actually Fixing Them)
Correspondent banking chains, opaque FX markups, and two-day settlement lags persist in B2B cross-border payments despite fintech's decade-long assault on the problem.
April 5, 2026
Grab's Financial Services Bet: Why the Margin Story Is in the Wallet, Not the Car
Grab's evolution from ride-hailing to financial super-app is the defining fintech story in Southeast Asia — and the unit economics finally support the thesis.
March 18, 2026
USDC vs USDT for Business Treasury: A Framework for Corporate Decision-Making
An analytical comparison of USDC and USDT across reserve transparency, regulatory posture, liquidity depth, and on-ramp availability for corporate treasury use cases.
March 10, 2026
SWIFT gpi vs. Local Rail Interconnects: Choosing the Right Cross-Border Stack
SWIFT gpi improved speed and transparency, but bilateral real-time rail links and project Nexus are challenging its dominance on key corridors.
February 28, 2026
KYB vs KYC: Why Business Verification Is a Different Problem for Payment Operators
How KYB's beneficial ownership complexity, UBO screening requirements, and orchestration tooling differ from KYC — and what that means for embedded finance platforms at scale.
February 15, 2026