All briefings
Articles — Page 2
148 briefings on payments, fintech, and AI money infrastructure.
Promo and Referral Abuse: Controls for Payment Operators
Promo and referral abuse games growth rewards by exploiting eligibility, not stealing cards. An operator playbook for signals, controls, and response.
June 15, 2026
PSP and Acquirer Outage Failover Runbook: Detecting Degradation, Failing Over Cleanly, and Recovering Without Double Charges
When a PSP or acquirer degrades, every second is failed payments. A runbook to detect the outage, fail over cleanly, and recover without double charges.
June 15, 2026
Stablecoin On/Off-Ramp Failure Runbook for Operators
Operator runbook for stablecoin on/off-ramp failures: localize the failure to a leg, capture tx hash and chain, and why on-chain sends are irreversible.
June 14, 2026
ISO 20022 Investigation Messages: A camt Operator Reference
Operator reference for the ISO 20022 camt investigation messages — camt.056, camt.029, camt.110, camt.111 — and how scheme scope changes their use.
June 13, 2026
PayTo and the NPP: An Operator Guide to Australia's A2A Rails
Operator guide to Australia's A2A rails: the NPP real-time rail, PayTo (the NPP Mandated Payments Service), centrally-held mandates, and BECS migration.
June 13, 2026
PSP vs PayFac Operations: A Model Reference for Operators
Operator reference comparing PSP, PayFac, acquirer, aggregator/marketplace, and MoR models: who holds the merchant account, onboards, owns risk, and settles.
June 13, 2026
SEPA Instant Monitoring and Reconciliation KPIs for Payment Operators
A KPI scorecard for SCT Inst health: initiation, timeouts, rejections, recalls, reconciliation, and VoP — with operator-set targets and fixed scheme deadlines.
June 13, 2026
SPEI Mexico: An Operator Guide to the Payment Rail
Operator guide to Mexico's SPEI rail: Banxico-operated real-time A2A transfers, CLABE routing, irrevocability, refunds as new transfers, and PSP due diligence.
June 13, 2026
Reading PSP Settlement Files: Stripe vs Adyen
Field-level reference for Stripe and Adyen settlement files: the universal object model, balance_transaction vs pspReference, and which IDs to persist.
June 13, 2026
Visa Compelling Evidence 3.0: An Evidence-Build Guide
Capture and structure CE 3.0 evidence before a Visa 10.4 fraud dispute arrives: matching data elements, the prior-transaction logic, and a readiness scorecard.
June 13, 2026