All briefings
Articles — Page 3
216 briefings on payments, fintech, and AI money infrastructure.
France–Senegal Remittance: The Peg Does Not Remove Your FX Risk
A fixed euro peg, a mobile-money payout that cannot receive foreign funds directly, and an instant rail that stops at the union border.
August 28, 2026
Nacha's Credit-Push Fraud Rules: Monitoring Duties, Not Liability
Nacha's ACH fraud-monitoring rules are fully in force. What they require, what they explicitly do not, and why they are not the UK reimbursement model.
August 28, 2026
Nested Third-Party Senders: The ACH Role You Might Hold Without Knowing
Originate ACH through another platform rather than directly with a bank and Nacha likely classes you as a Nested Third-Party Sender — with your own duties.
August 28, 2026
The PSR Directed Visa and Mastercard on Scheme Fees — and It Is Not a Price Cap
Two final directions on card scheme and processing fees, from November 2026 and July 2027. What acquirers actually get, and what the PSR pointedly did not do.
August 28, 2026
SPAA: Europe's Paid Open Banking Scheme, and the Register That Explains Its Problem
SPAA lets banks charge for premium API access instead of giving it away under PSD2. Nearly three years in, the participant register shows brokers but no banks.
August 28, 2026
Visa Payment Passkey: The Acquirer Mandate and the Liability Protection
Visa now requires acquirers in several regions to let merchants offer passkey authentication — and attaches fraud liability protection to it. Where it applies.
August 28, 2026
Visa Third Party Agent Registration: Who Has to Register, and What Changes in October 2026
Visa's Third Party Agent definition is broader than most operators assume. What registration requires, who is exempt, and the 24 October 2026 change.
August 28, 2026
How Card Scheme Mandates Reach You: Release Cycles and Notice
Amex publishes its change cadence and notice period. Visa and Mastercard largely do not. How operators actually find out what changes and when.
August 27, 2026
Chile Acquiring After Transbank: Deregulation and Cross-Border Rules
Transbank's tariffs were deregulated in January 2026, and Chile now has a formal cross-border acquiring regime. What changed for operators.
August 27, 2026
Click to Pay and EMV SRC: What They Are and What They Are Not
SRC is a specification, Click to Pay is a brand built on it, and neither is tokenisation or 3DS. What an operator actually integrates.
August 27, 2026