All briefings
Articles — Page 3
208 briefings on payments, fintech, and AI money infrastructure.
Chile Acquiring After Transbank: Deregulation and Cross-Border Rules
Transbank's tariffs were deregulated in January 2026, and Chile now has a formal cross-border acquiring regime. What changed for operators.
August 27, 2026
Click to Pay and EMV SRC: What They Are and What They Are Not
SRC is a specification, Click to Pay is a brand built on it, and neither is tokenisation or 3DS. What an operator actually integrates.
August 27, 2026
Pix Automático Operations: Mandates, Retries, Refunds, Reconciliation
How Pix Automático actually behaves in production — mandate states, the two retry obligations, MED refund tracks, and the identifiers you reconcile against.
August 27, 2026
US–India Remittance: The Two Perimeters an Operator Has to Satisfy
Regulation E on the sending side, MTSS and RDA on the receiving side. What each actually requires, and why UPI is not a US–India remittance rail.
August 27, 2026
Colombia Payments Operator Guide: SFC Foreign Ownership, SEDPE Capital, and FX Repatriation
How Colombia treats foreign capital in payments: SFC ownership rules, SEDPE capital, the acquiring entry route, and FX repatriation mechanics.
August 26, 2026
Mastercard ECP and EFM: Why Chargebacks and Fraud Still Run on Two Programmes
Mastercard's Excessive Chargeback Program (ECP, tiered ECM/HECM) and its separate Excessive Fraud Merchant program (EFM) never merged like Visa's VAMP did.
August 26, 2026
Pakistan Payments Operator Guide: SBP Licensing, PayPak Acquiring, and FX Repatriation
How Pakistan's payment stack works for operators: SBP EMI/PSO capital rules, 1LINK/PayPak card acquiring, foreign ownership, and profit repatriation.
August 25, 2026
Apple Pay and Google Pay Merchant Acceptance: What Operators Actually Build and Run
Domain verification, DPAN vs cryptogram, PSP-mediated vs direct decryption, and where wallet liability shift actually applies — the acceptance layer.
August 24, 2026
Issuing Programme Operations: Running a Card Programme Day to Day
Token provisioning, spend controls, issuer-side disputes, funding, and portfolio KPIs — the operational layer that starts once a card programme is live.
August 24, 2026
Turkey Payments Operator Guide: Licensing, Direct Acquiring, and TROY
TCMB capital tiers, why acquiring needs a Turkish-incorporated licence, FAST direct participation, taksit caps, and lira settlement for foreign operators.
August 24, 2026