All briefings
Articles — Page 3
148 briefings on payments, fintech, and AI money infrastructure.
SCT Inst Rejection and Timeout Runbook for Payment Operators
Operator runbook for SCT Inst rejections, timeouts, returns, and recalls — pacs.002 status handling, action per failure class, and bank escalation checklists.
June 12, 2026
SEPA Return and Reject Codes: The R-Transaction Reference
Every SEPA R-transaction reason code — reject, return, refund, reversal, refusal, recall — across SCT, SCT Inst, and SDD, with what each means for operators.
June 11, 2026
Verification of Payee and Confirmation of Payee: The Match-Code Reference
What VoP and CoP results mean — Match, Close Match, No Match, Not Possible — the EU's four codes, the UK's reason codes, and how operators handle each.
June 11, 2026
Tracing a SWIFT Payment: UETR, gpi, and Where It Gets Stuck
Operator runbook for tracing delayed SWIFT payments: UETR format, gpi Tracker status codes, stall-point triage, and what to ask your bank.
June 10, 2026
PSP Selection Checklist: How to Evaluate Shortlisted Providers Before You Sign
You have a PSP shortlist. How to evaluate finalists: score across 8–12 dimensions, run proof-of-claim tests, and disqualify before the contract.
June 9, 2026
Recurring Payments Operations: How Operators Recover and Retain Subscription Revenue
How operators manage recurring billing: MIT credential setup, network tokens, direct debit mandates, retry logic, and involuntary churn recovery.
June 7, 2026
VAMP Remediation Checklist: Steps to Exit Visa Acquirer Monitoring
Steps to exit Visa VAMP monitoring: confirm the TC40/TC15 ratio, stop it from worsening, and run parallel fraud and dispute remediation.
June 7, 2026
OUR, SHA, and BEN: Why SWIFT Payments Arrive Short
OUR, SHA, and BEN are SWIFT charge instructions that set who pays correspondent bank fees. SHA is the default — and why B2B invoices often arrive short.
June 6, 2026
South Korea Payments Operator Guide: Cards, Wallets, and Local PGs
How foreign operators accept payments in South Korea — the local-PG requirement, KakaoPay/Naver Pay, FSC-regulated MDR, and data-residency rules.
June 5, 2026
China Payments: The Foreign Operator's Guide
How foreign operators accept Alipay, WeChat Pay, and UnionPay. PBOC licensing realities, CIPS for B2B CNY settlement, and 2024–2026 regulatory changes.
June 2, 2026