All briefings
Articles — Page 4
143 briefings on payments, fintech, and AI money infrastructure.
Payment Routing KPIs: Auth Rate, Failover, Cost, and Recovery
The 15 payment routing metrics that matter: auth rate, failover, cost efficiency, latency, and recovery — the operator scorecard for routing teams.
May 21, 2026
Multi-Currency Treasury Architecture for Payment Operators
Decision framework for multi-currency treasury: where to hold balances, when to convert, when to hedge, and where specialist platforms and virtual IBANs fit.
May 20, 2026
Chargeback Operations KPIs: Metrics, Targets, and Escalation Triggers
A scorecard for dispute and risk teams: 16 KPIs across compliance, operational, outcome, quality, and cost — with targets, cadence, and escalation logic.
May 19, 2026
How to Choose a PSP: A Decision Matrix for Payment Operators
A multi-axis decision matrix for choosing a PSP class by volume, operating model, and geography — before comparing individual providers.
May 19, 2026
Mastercard Mastercom Dispute Categories Reference
Mastercard Mastercom dispute categories — all 7 codes, cardholder filing windows, merchant response deadlines, and ECP/HECM thresholds as of 2026.
May 18, 2026
Real-Time Payment Rails Comparison Matrix
Reference for Pix, UPI, SPEI, PromptPay, PayNow, NAPAS 247, InstaPay, and DuitNow: MDR model, settlement, identifiers, and cross-border readiness.
May 18, 2026
The True Cost of a Chargeback: Unit Economics Beyond the Dispute Fee
A full chargeback costs 2–3x the transaction value when you account for lost goods, representment labour, VAMP thresholds, and reserve impact.
May 18, 2026
Visa Reason Codes: The Complete VCR Map (2026)
Complete reference for Visa Claims Resolution codes — all four categories, workflow assignment, filing deadlines, and 2024–2026 consolidations.
May 18, 2026
Authorized Push Payment Fraud and the Real-Time Rail Liability Problem
APP fraud exploits real-time rail irrevocability. UK mandatory reimbursement live since October 2024 means operators face direct liability on both sides.
May 17, 2026
Stripe vs Square: An Operator's Decision Framework
Stripe dominates online and SaaS; Square dominates card-present retail and SMB. Here's how to choose based on your business model, not feature checklists.
May 17, 2026