All briefings
Articles — Page 4
216 briefings on payments, fintech, and AI money infrastructure.
Colombia Payments Operator Guide: SFC Foreign Ownership, SEDPE Capital, and FX Repatriation
How Colombia treats foreign capital in payments: SFC ownership rules, SEDPE capital, the acquiring entry route, and FX repatriation mechanics.
August 26, 2026
Mastercard ECP and EFM: Why Chargebacks and Fraud Still Run on Two Programmes
Mastercard's Excessive Chargeback Program (ECP, tiered ECM/HECM) and its separate Excessive Fraud Merchant program (EFM) never merged like Visa's VAMP did.
August 26, 2026
Pakistan Payments Operator Guide: SBP Licensing, PayPak Acquiring, and FX Repatriation
How Pakistan's payment stack works for operators: SBP EMI/PSO capital rules, 1LINK/PayPak card acquiring, foreign ownership, and profit repatriation.
August 25, 2026
Apple Pay and Google Pay Merchant Acceptance: What Operators Actually Build and Run
Domain verification, DPAN vs cryptogram, PSP-mediated vs direct decryption, and where wallet liability shift actually applies — the acceptance layer.
August 24, 2026
Issuing Programme Operations: Running a Card Programme Day to Day
Token provisioning, spend controls, issuer-side disputes, funding, and portfolio KPIs — the operational layer that starts once a card programme is live.
August 24, 2026
Turkey Payments Operator Guide: Licensing, Direct Acquiring, and TROY
TCMB licensing, FAST participation, TROY and instalment rules, with the residence-specific currency conditions foreign operators must check.
August 24, 2026
US Money Transmitter Licensing: How Payment Models Change the Analysis
FinCEN registration, state MTLs, and the agent-of-payee exemption — how the money-transmission trigger changes across PayFac, MoR, wallet, and payout models.
August 24, 2026
Argentina Payments Operator Guide: BCRA Licensing, Transferencias 3.0, and Cuotas
How to operate payments in Argentina: BCRA PSP licensing, Transferencias 3.0 clearing, CVU/CBU mechanics, cuotas, and FX/capital-control limits on settlement.
August 23, 2026
Ghana Mobile Money Operator Guide: MoMo, GhIPSS, and the Interoperability Layer
How Ghana's mobile money and GhIPSS services work, and what merchants should verify about acceptance, licensing, payouts, the e-levy and FX.
August 23, 2026
FX and Cross-Border Settlement Architecture: Where Conversion Actually Happens
The currency-role stack, the four points where FX conversion can happen, and who bears the spread at each — the architecture layer between markup and treasury.
August 22, 2026