All briefings
Articles — Page 8
216 briefings on payments, fintech, and AI money infrastructure.
ISO 20022 Investigation Messages: A camt Operator Reference
Operator reference for the ISO 20022 camt investigation messages — camt.056, camt.029, camt.110, camt.111 — and how scheme scope changes their use.
June 13, 2026
PayTo and the NPP: An Operator Guide to Australia's A2A Rails
Operator guide to Australia's A2A rails: the NPP real-time rail, PayTo (the NPP Mandated Payments Service), centrally-held mandates, and BECS migration.
June 13, 2026
PSP vs PayFac Operations: A Model Reference for Operators
Operator reference comparing PSP, PayFac, acquirer, aggregator/marketplace, and MoR models: who holds the merchant account, onboards, owns risk, and settles.
June 13, 2026
SEPA Instant Monitoring and Reconciliation KPIs for Payment Operators
A KPI scorecard for SCT Inst health: initiation, timeouts, rejections, recalls, reconciliation, and VoP — with operator-set targets and fixed scheme deadlines.
June 13, 2026
SPEI Mexico: An Operator Guide to the Payment Rail
Operator guide to Mexico's SPEI rail: Banxico-operated real-time A2A transfers, CLABE routing, irrevocability, refunds as new transfers, and PSP due diligence.
June 13, 2026
Reading PSP Settlement Files: Stripe vs Adyen
Field-level reference for Stripe and Adyen settlement files: the universal object model, balance_transaction vs pspReference, and which IDs to persist.
June 13, 2026
Visa Compelling Evidence 3.0: An Evidence-Build Guide
CE 3.0 fights Visa 10.4 fraud disputes with prior matching transactions — but the evidence must be captured before the dispute, not after.
June 13, 2026
MT103 to pacs.008 Field Mapping: The Operator Reference
Field-by-field mapping of MT103 to ISO 20022 pacs.008 for payment operators: UETR, EndToEndId, party fields, charges, and post-migration investigation flow.
June 12, 2026
PSP Reconciliation Failure Runbook: Break Types, Matching IDs, and Escalation Checklists
Operator runbook for PSP reconciliation breaks: three-way match, per-PSP ID chains, 10 settlement-mismatch types with causes and fixes, plus escalation steps.
June 12, 2026
SCT Inst Rejection and Timeout Runbook for Payment Operators
Operator runbook for SCT Inst rejections, timeouts, returns, and recalls — pacs.002 status handling, action per failure class, and bank escalation checklists.
June 12, 2026