All briefings
Articles — Page 17
216 briefings on payments, fintech, and AI money infrastructure.
Card Testing and Enumeration Attacks: How to Detect and Stop Them
Card testing validates stolen credentials against your payment endpoint. Auth costs, fraud signals, and VAMP exposure — attack anatomy and operator defence.
April 9, 2026
Stablecoin Reserve Report Due Diligence: USDC, USDT, PYUSD, USDe
Reserve due diligence for USDC, USDT, PYUSD, and USDe: composition, custodian concentration, maturity profile, off-balance-sheet exposure, and timing flags.
April 9, 2026
Japan Payment Landscape: JCB, PayPay, and the Cash-Heavy Market Guide
How payments actually work in Japan: JCB and global cards, PayPay and QR wallets, konbini cash, and what cross-border operators need to accept them locally.
April 8, 2026
Working Capital Cost of Payments: Reserves, Settlement Timing, Float
Calculate the working-capital effect of payment reserves and payout delays using actual balances, contract terms and explicit assumptions.
April 8, 2026
Chargeback Representment: Why Merchants Lose Money They Could Recover
Build a reason-code-matched dispute response, use your PSP’s case deadline, and distinguish merchant evidence submission from network dispute stages.
April 7, 2026
USDC vs USDT vs PYUSD vs USDe: The Operator's Issuer Comparison
USDC, USDT, PYUSD, and USDe: reserve disclosures, redemption access, legal-entity checks and settlement dependencies for payment operators.
April 5, 2026
Cross-Border B2B Payments: What's Still Broken and What's Fixing It
Correspondent banking chains, opaque FX markups, and two-day settlement lags persist in B2B cross-border payments despite fintech's decade-long assault.
April 5, 2026
The Card Acquiring Margin Compression Trap
Pure-play card acquirers face structural margin compression: interchange caps expanding, network fees rising, real-time rails eating volume. Why Stripe.
April 4, 2026
VAMP: Visa Acquirer Monitoring That Replaced VDMP and VFMP
Visa replaced VDMP and VFMP with VAMP in April 2025. The new threshold model, enforcement triggers, and what acquirers and merchants need to do differently.
April 3, 2026
The GENIUS Act: What US Federal Stablecoin Law Means for Operators
GENIUS Act enactment, January 2027 effectiveness, issuer approval and due diligence: distinctions for US-facing stablecoin payment operators.
April 2, 2026