All briefings
Articles — Page 6
208 briefings on payments, fintech, and AI money infrastructure.
Terminal Estate Operations: Running a POS Fleet After Integration Is Done
Integration is a one-time project. Running hundreds of live terminals — provisioning, firmware, keys, tamper events, RMA — is a permanent operating discipline.
August 18, 2026
camt.052, camt.053 and camt.054: The Account Reporting Operator Reference
Operator reference for camt.052 (intraday report), camt.053 (end-of-day statement), and camt.054 (debit/credit notification): structure and reconciliation use.
July 24, 2026
Local Acquiring vs Cross-Border Acquiring: The Operator Reference
Local acquiring vs cross-border acquiring, defined — plus when each is required or optional in Indonesia, Brazil, the US, Korea, and Singapore.
July 24, 2026
MT202 COV and pacs.009 COV: The Cover-Payment Operator Reference
Operator reference for cover payments: MT202 COV and pacs.009 COV, SttlmMtd codes, UETR sharing, reconciliation, and the failure modes that strand funds.
July 24, 2026
Refund Operations: Controls, the Chargeback Double-Pay Trap, and Refund Fraud
An operator runbook for refund controls: the chargeback double-pay trap, refund-vs-void-vs-chargeback decisions, refund fraud, and refund reconciliation.
June 26, 2026
Marketplace Payment Operations: The Split-Payment & Connected-Account Runbook
Day-2 operations runbook for marketplaces: split-payment funds flows, seller payouts and holds, negative balances, reserves, split refunds, and disputes.
June 25, 2026
Egypt Payments Operator Guide: Fawry, Meeza, InstaPay, Cards, and Wallets
How operators actually accept payments in Egypt: routing across cards, Meeza, InstaPay, Fawry, wallets, and cash — and reconciling the lot.
June 17, 2026
AI Agent Payment Controls: Governance for Payment Operators
When an AI agent holds the card, the operator's job is controls: scoped mandates, spending limits, kill-switches, and audit. A governance guide.
June 15, 2026
Authorization, Capture, and Settlement: Payment Lifecycle for Operators
An approved authorization is a hold, not settled money. The operator guide to the card lifecycle: authorization, capture, clearing, settlement — and the gaps.
June 15, 2026
Fraud Incident Response Runbook for Payment Operators
A live fraud spike is an attack in progress, not a metric. An incident-command runbook to confirm, classify, contain with reversible controls, and recover.
June 15, 2026