All briefings
Articles — Page 15
208 briefings on payments, fintech, and AI money infrastructure.
PromptPay and the Rise of Real-Time Rails Across Southeast Asia
How Thailand's PromptPay became the blueprint for instant payment infrastructure across Southeast Asia, and what other markets can learn from its.
April 20, 2026
Sanctions Screening: OFAC, EU, and UN Lists and the Dynamic Risk Layer
Strict liability, not a compliance warning. How OFAC, EU, and UN sanctions list screening works, where the gaps appear, and how to build a defensible programme.
April 20, 2026
EU Instant Payments Regulation: The Compliance Timeline Every Operator Needs
Regulation (EU) 2024/886 makes euro PSPs offer instant credit transfers at standard prices with IBAN/name checks. The full operator compliance timeline.
April 19, 2026
Surcharging and Convenience Fees: Legal, Operational, Margin Reality
Surcharging and convenience fees: what each is, where each is permitted, how to implement within scheme rules, and whether the margin math actually works.
April 19, 2026
Tokenised Deposits vs Stablecoins: JPM Coin, Citi Token Services
JPM Coin and Citi Token Services are bank deposits on blockchain. Different regulatory treatment, bankruptcy standing, and operator access from stablecoins.
April 19, 2026
Cross-Border B2B Accounts Receivable: The Infrastructure Problem
Cross-border B2B receivables break at the infrastructure level: SWIFT delays, memo truncation, FX timing, reconciliation gaps. What modern AR needs.
April 16, 2026
Stablecoin On/Off-Ramp Operations: Where the Cost Advantage Gets Eaten
On-chain settlement is cheap. The fiat on-ramp and off-ramp are where real cost lives. Provider landscape, corridor math, and round-trip economics vs SWIFT.
April 16, 2026
First-Party Fraud: Friendly Fraud and the Largest Chargeback Category
First-party fraud now dominates dispute volume at most e-commerce merchants. Why it's growing, who commits it, and the playbook for evidence-based defence.
April 15, 2026
What an Auth Rate Point Is Worth: Authorisation Optimisation Economics
One auth rate point is a revenue number, not an engineering metric. How to calculate what it's worth, what drives declines, and which interventions move it.
April 14, 2026
Embedded Finance and Payments: What Operators Actually Need to Build
Embedded finance is a $7 trillion opportunity in the US alone by 2026. But the infrastructure requirements — BIN sponsorship, ledger architecture, KYB.
April 14, 2026