All briefings
Articles — Page 15
216 briefings on payments, fintech, and AI money infrastructure.
Why You Still Need Rule Engines in 2026
ML fraud models outperform rules on aggregate metrics. But rules still win on regulatory explainability, instant deployment, and edge cases where.
April 25, 2026
Synthetic Identity Fraud: The Pattern Banks Miss and Operators Pay For
Synthetic identities pass verification, build credit history over months, then bust out. How the fraud pattern works and what ML signals actually catch it.
April 25, 2026
FX Markup Economics: How Cross-Currency Acceptance Quietly Eats Margin
FX markup on international card acceptance is rarely disclosed but often the largest variable cost. What drives the spread and how to negotiate it down.
April 24, 2026
India's RBI Card Tokenization Mandate: What Payment Operators Must Know
RBI's card-on-file tokenization ended raw PAN storage in India. Token lifecycle, detokenisation limits, guest checkout, and failure handling for operators.
April 23, 2026
MiCA, MAS, and the GENIUS Act: Stablecoin Regulatory Triangle
MiCA, MAS, and the GENIUS Act define payment stablecoin compliance across the major jurisdictions. Overlap, divergence, and cross-border operator implications.
April 22, 2026
Authorization Optimization: The Hidden Margin in Card Acceptance
Measure authorization improvements using matched cohorts, permitted retries, credential lifecycle checks and completed-order outcomes.
April 21, 2026
How CBDC Pilots Are Reshaping Payment Infrastructure
e-CNY has processed $986 billion in transactions. mBridge reached Minimum Viable Product in 2024. The digital euro is in preparation phase. Here's what.
April 21, 2026
Vietnam's Payment Rails: VietQR, NAPAS 247, and What Operators Need to Know
Vietnam's NAPAS 247 instant rail and VietQR standard are maturing fast, but foreign operators need an SBV intermediary license or a licensed local partner.
April 21, 2026
PromptPay and the Rise of Real-Time Rails Across Southeast Asia
How Thailand's PromptPay became the blueprint for instant payment infrastructure across Southeast Asia, and what other markets can learn from its.
April 20, 2026
Sanctions Screening: OFAC, EU, and UN Lists and the Dynamic Risk Layer
Strict liability, not a compliance warning. How OFAC, EU, and UN sanctions list screening works, where the gaps appear, and how to build a defensible programme.
April 20, 2026