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SEPA DUPL

Duplicate payment (Recall)

Category: Recall / RFRO R-type: Recall

SCT

Applies

SCT Inst

Applies

SDD Core

N/A

SDD B2B

N/A

Retryable

N/A — recovery procedure, not a retry

Generated by

Originator bank (bank-initiated Recall procedure, not a customer request).

ISO 20022 definition

Payment is a duplicate of another payment.

Typical cause

Two identical pacs.008 messages were submitted; the originator bank initiates recovery of one via camt.056.

What to do about it

Confirm one of the two payments is recovered and reconcile. As the beneficiary, you have 15 banking business days to respond to the camt.056.

Rulebook note

One of three bank-initiated Recall reason codes (with TECH and FRAD); initiation window is 10 banking business days from the execution date. Distinct from the AM05 return/reject code, which covers a duplicate collection or payment that has not yet gone through the Recall procedure.

Confidence: high. Sourced from PaymentBrief's SEPA R-transaction reference article, cross-verified against ISO 20022 external code sets and EPC guidance documents. Reason-code applicability and timing windows vary by rulebook version and bank handling — verify against your bank or PSP before acting.

Full reference

SEPA Return and Reject Codes: The R-Transaction Reference

Related codes

TECH

Technical problem (Recall)

FRAD

Fraudulent origin (Recall)

CUST

Customer request (RFRO)