SEPA
AB07
Agent offline
Category: SCT Inst Infrastructure R-type: Return
SCT
N/A
SCT Inst
Applies
SDD Core
N/A
SDD B2B
N/A
Retryable
Yes
Generated by
A participating bank in the payment chain, generically.
ISO 20022 definition
Agent of message is not online (generic usage if it cannot be determined who exactly is not online).
Typical cause
A participating bank was unreachable at the time of the transaction.
What to do about it
Retry after a brief interval.
Rulebook note
SCT-Inst-specific.
Confidence: high.
Sourced from PaymentBrief's SEPA R-transaction reference article, cross-verified against ISO 20022 external code sets and EPC guidance documents. Reason-code applicability and timing windows vary by rulebook version and bank handling — verify against your bank or PSP before acting.
Full reference
SEPA Return and Reject Codes: The R-Transaction Reference