Visa 11.2
Declined Authorization
Category: Authorization Workflow: Allocation
Merchant response window
30 days
Workflow
Allocation
What triggers it
Transaction processed despite a declined authorization.
What to check first — evidence for representment
Defense rare; processing-stage error.
Confidence: high.
Sourced from PaymentBrief's Visa reference article. Reason-code definitions and timelines change — verify against your scheme documentation or acquirer portal before acting.
Full reference
Visa Reason Codes: The Complete VCR Map