Visa 11.1
Card Recovery Bulletin
Category: Authorization Workflow: Allocation
Merchant response window
30 days
Workflow
Allocation
What triggers it
Transaction flagged via Card Recovery Bulletin.
What to check first — evidence for representment
Acquirer/processor handling — limited merchant action surface.
Confidence: high.
Sourced from PaymentBrief's Visa reference article. Reason-code definitions and timelines change — verify against your scheme documentation or acquirer portal before acting.
Full reference
Visa Reason Codes: The Complete VCR Map