Visa 10.5
VFMP (rolled into VAMP March 2025)
Category: Fraud Workflow: Allocation
Merchant response window
30 days
Workflow
Allocation
What triggers it
Disputes initiated via the former Visa Fraud Monitoring Program (VFMP).
What to check first — evidence for representment
Code retained for legacy disputes.
Special notes
New monitoring runs through VAMP — VDMP and VFMP were retired and rolled into VAMP on March 31, 2025.
Confidence: high.
Sourced from PaymentBrief's Visa reference article. Reason-code definitions and timelines change — verify against your scheme documentation or acquirer portal before acting.
Full reference
Visa Reason Codes: The Complete VCR Map