ACH return R67

Duplicate Return

Category: Dishonored return (ODFI) Initiated by: ODFI

Read reinitiation conditions and source →

Applies to (SEC scope)

ALL, EXCEPT IAT

camt.053 mapping

Not mapped

Nacha's definition

The ODFI has received more than one Return for the same Entry.

Verbatim from Nacha — ISO 20022 Guide to Mapping U.S. ACH Return Items and Notifications of Change, August 2023, Version 2.01 (Table 1, return reason codes) (return reason code table). Applies to: ALL, EXCEPT IAT.

Reinitiation conditions

R90 is not effective until 17 March 2028. For any future returned debit, this code alone does not establish permission to reinitiate. Confirm the current Rules and the return reason with your ODFI before any further entry.

Source: Nacha — rule page 'ACH Network Risk and Enforcement Topics' (unauthorized return rate threshold; reinitiation of entries)

How it appears in an ISO 20022 statement

Dishonored returns are exchanged between the ODFI and RDFI and, per Nacha's mapping guide, are invalid entries for camt.053: they must be sent in Nacha file format (footnote 2). There is no camt.053 mapping.

Return time frame

Dishonored and contested dishonored returns are exchanged between the ODFI and RDFI under their own time frames in the Nacha Operating Rules. Nacha's mapping guide notes they must be sent in Nacha file format rather than through camt.053. The time frames are not stated in the public sources used here.

Source: Nacha — ISO 20022 Guide to Mapping U.S. ACH Return Items and Notifications of Change, August 2023, Version 2.01 (Table 1, return reason codes)

What an operator does next

The ODFI received more than one return for the same entry. Reconcile the duplicates before posting a second credit to anyone.

PaymentBrief guidance, not Nacha text. Your ODFI's procedures and the current Nacha Operating Rules govern.

Where this comes up on PaymentBrief

Direct debit explained: ACH, SEPA, Bacs and eGIRO

Where ACH debit returns sit in the mandate and collection lifecycle, and how the return-rate thresholds bear on your ODFI relationship.

Public-source reference. Quoted definitions and rule statements are attributed to the public documents linked on this page; PaymentBrief's operator guidance is labelled separately. This reference does not reproduce the complete Nacha Operating Rules. The current rules and your ODFI's procedures govern. A gap in a cited public document does not establish that the rules permit an action or that no other rule applies.

Sources for this code

Nacha — ISO 20022 Guide to Mapping U.S. ACH Return Items and Notifications of Change, August 2023, Version 2.01 (Table 1, return reason codes) — retrieved 2026-09-06
Nacha — rule page 'ACH Network Risk and Enforcement Topics' (unauthorized return rate threshold; reinitiation of entries) — retrieved 2026-09-06
US Treasury, Bureau of the Fiscal Service — Green Book, Chapter 4: Returns (return reason codes for federal ACH credits; dishonored return codes) — retrieved 2026-09-06

Related codes

R61

Misrouted Return

R62

Return of Erroneous or Reversing Debit

R68

Untimely Return

R69

Field Error(s)

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