Source Document Presented for Payment
Category: Check conversion & RCK Initiated by: RDFI
Read reinitiation conditions and source →Applies to (SEC scope)
ARC, BOC, POP
camt.053 mapping
Not mapped
Nacha's definition
The source document to which an ARC, BOC, or POP Entry relates has been presented for payment.
Verbatim from Nacha — ISO 20022 Guide to Mapping U.S. ACH Return Items and Notifications of Change, August 2023, Version 2.01 (Table 1, return reason codes) (return reason code table). Applies to: ARC, BOC, POP.
Reinitiation conditions
If this was a returned debit, Nacha's general reinitiation restrictions apply; this code alone does not establish permission to reinitiate. Confirm the current Rules and the return reason with your ODFI before any further entry.
How it appears in an ISO 20022 statement
Nacha's mapping guide marks this code as not currently supported or mapped for camt.053 (footnote 1): it applies to Standard Entry Class codes or flows the guide does not cover, so it has no published ISO 20022 reason-code mapping.
Return time frame
Nacha's R10/R11 rule page describes R37 as a 60-day return made with the Receiver's signed or similarly authenticated Written Statement of Unauthorized Debit.
What an operator does next
The paper check behind an ARC, BOC or POP entry was itself presented and paid — the Receiver has paid the same obligation a second time. Refund promptly and check your check-conversion controls for the source document.
PaymentBrief guidance, not Nacha text. Your ODFI's procedures and the current Nacha Operating Rules govern.
Where this comes up on PaymentBrief
Sources for this code
- Nacha — ISO 20022 Guide to Mapping U.S. ACH Return Items and Notifications of Change, August 2023, Version 2.01 (Table 1, return reason codes) — retrieved 2026-09-06
- Nacha — rule page 'Differentiating Unauthorized Return Reasons' (R10 / R11; effective 1 April 2020 and 1 April 2021) — retrieved 2026-09-06
- Nacha — rule page 'ACH Network Risk and Enforcement Topics' (unauthorized return rate threshold; reinitiation of entries) — retrieved 2026-09-06